About Us

Learn about us! groundwork mortgage shares tips, home buying advice, and answers with the community

Founded in 2014, Groundwork Mortgage offers a wide range of mortgage, loan, and refinancing programs, with a specialty in new home construction transactions. We pride ourselves in being St. Louis’ hometown mortgage team, and are recognized as one of the fastest growing mortgage companies in the area. Our relationships with top builders and leading lenders allow us to deliver standout value and savings to new home purchasers. 

We know that purchasing a home is a daunting task. That’s why our loan officer team works with you every step of the way, and is always available to answer your questions. Open conversation is a big part of how our business operates – providing clarity and answers to our customers is a constant priority.

The American dream of home ownership is something we passionately believe in, and making that dream a reality for our customers is a privilege we enjoy.

Take a look at the videos below to hear from our president and founder, Jeff Berger, as well as past customers on their experiences with Groundwork Mortgage.

Jeff speaks with FOX 2 about down payments, loan-to-value ratios, loan programs, and down payment assistance programs.

Here are answers to some of the most commonly asked questions about the home loan process.

Jeff sits down with FOX 2 to discuss how to prepare for home buying, selecting the right mortgage company, and the importance of pre-qualification.

Check out our Mortgage Mobile in action – the portable consultation space we drive to your doorstep!

In an interview with McBride Homes, Jeff discusses Groundwork Mortgage’s company history, what sets Groundwork apart, and why it’s a great time to buy in St. Louis.

Jeff chats with FOX 2 about interest rates and the difference between locking and floating interest rates pre-closing.

In a FOX 2 interview, Jeff clears up the confusion about what mortgage closing costs are, and explains how to use the loan estimate and closing disclosure forms to assess your mortgage costs.

Various home owners share the experiences they had working with Groundwork Mortgage.

On FOX 2, Jeff discusses home affordability in St. Louis, loan eligibility, and the importance of identifying the proper loan program that fits your personal needs best.