Our Community - Groundwork Mortgage

Our Community

Groundwork Gives Back

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Groundwork seeks to be a stakeholder in our community. We support causes that help people in the communities where we serve and we live. The company is committed to redirecting our time, energy and financial resources toward people, organizations and causes that provide vital services and support to our community.

In this way, we believe that we are helping make the place we and our customers call “home” better. Every year, the company gives a portion of our profits. We ask our team members what people, organizations, causes and campaigns are important to them or that they witness doing good and important work in our community.

Groundwork then donates the applicable portion of those profits to those people, organizations, causes and campaigns nominated by the team and those donations are made in the name (in honor of) the team member that nominates. For example, Alex Seaborn nominated St. Louis Ovarian Cancer Awareness, so Groundwork made a donation to St. Louis Ovarian Cancer Awareness in Alex’s name.

This giving campaign has run continuously on this basis since 2017 and Groundwork has donated thousands of dollars to dozens of people, organizations, causes and campaigns in our community nominated by our team members.

Groundwork is adding a “Day of Service” layer to our annual giving. Every member of our team receives a paid weekday away from Groundwork to donate their talent and time in service to an organization, cause or campaign in our community. This is intended to be a paid day of actual service provided by Groundwork.

While we are blessed to redirect our financial resources, we believe that the benefit of our team members’ time, talent and service will be even more impactful to our community. This “Day of Service” will equate to at least 88-hours of service work on the ground in our community.

We believe that we rise in service to others and we back that belief with resources, time and energy.

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This is an advertisement. Information provided is strictly for advertising purposes and is not a commitment to lend or to extend credit. Credit availability is subject to property and credit approval, including, without limitation, loan application, verification and underwriting, and is only available to qualified applicant borrowers. Interest rates, if shown, vary and change without notice. Annual Percentage Rate (APR) will be higher than any interest rate shown. Payment amounts, if shown, are estimates only and any amounts shown for taxes, insurance or other escrow items are only estimates and actual payment obligations vary and will be higher. Financial and loan data shown, if any, is provided strictly for scenario and illustrative purposes. Mortgage insurance may be required depending upon an applicant borrower’s actual scenario. Loan programs, availability, requirements, guidelines and credit criteria vary and change without notice. Framework Mortgage, LLC d/b/a Groundwork Mortgage (“GWM”), is a Missouri, Kansas and Illinois licensed equal housing mortgage company. To help applicable authorities fight the funding of terrorism and money laundering activities, law and regulations require that financial institutions like GWM obtain, verify and record information identifying each person applying for financing. When a consumer applies for financing GWM will ask each consumer applicant their legal name, address, date of birth and other identifying information, including asking for a copy of the consumer’s driver’s license or other identifying documents. Consumer understands that if consumer is purchasing a new home from a homebuilder (“Builder”) that GWM advertises with, that the advertising business relationship is hereby fully disclosed to the consumer by GWM. Consumer further understands that consumer is NOT required to choose GWM for its mortgage origination services in order to purchase a home from a Builder nor as a condition of a Builder’s sale of a home to consumer. It is consumer’s sole choice whether to utilize GWM’s mortgage origination services. There are frequently other mortgage companies providing services similar to GWM. Consumers are encouraged to shop around to determine that they are receiving the best service and rates. GWM has a business relationship with Groundwork Insurance Services, LLC d/b/a Groundwork Insurance (“GWI”), a licensed insurance producer. GWM and GWI share common ownership by way of a parent limited liability company. Because of this relationship any referral from GWM to GWI or from GWI to GWM may provide GWM or GWI (as applicable) a financial or other benefit. The legal affiliation as between GWM and GWI is hereby fully disclosed to consumers. Consumers understand that consumers are NOT required to choose GWI for its insurance services as a condition of GWM’s mortgage origination services to consumer. There are frequently other insurance producers providing services similar to GWI. It is consumer’s sole choice whether to utilize GWI’s insurance services. Consumers are encouraged to shop around to determine that they are receiving the best service and rates. This information is not a commitment to extend consumer credit as defined by section 226.2 Regulation Z. NMLS 1211416, Missouri mortgage company licensee 21-2198, Kansas mortgage company license MC.0025760, Illinois residential mortgage licensee MB.6761278. 687 Trade Center Boulevard, Suite 120, Chesterfield MO 63005 (636) 537-1005. 1915 Industrial Drive, Suite 200, Liberty MO 64068 (816) 708-0001. Additional registration and licensing information available via NMLS Consumer Access (https://nmlsconsumeraccess.org/).